Food truck and catering trailer with no money down?
Of course
– sign on Wednesday, and you're earning by Saturday!
Want your own street food business, but don't have available capital?
No problem – we'll fully finance your food truck and catering trailer!
👉 You handle the menu, we handle the financing.
In just a few days, you'll be grilling and selling! 🔥
Your dream of a food truck and catering trailer starts today – without your own money.
Love cooking and dream of your own business?
Just a signature and your food truck and catering trailer is on its way.
👉 No upfront investment, just your talent and energy.
Start earning doing what you love! ❤️🍔
Full financing for food truck and catering trailer – €0 to start!
No need to save for years.
We'll finance your food truck and catering trailer; you just pick it up and launch your street food business.
✅ Fast
✅ Simple
✅ Stress-free
Start your business this month!
Introduction to business with Gastronova
Investing in a food truck and catering trailer is an important step in business. The right financing option will help you launch quickly and efficiently, without unnecessary strain on your cash flow.
Choose your funding according to who you are
For companies and entrepreneurs
Planning to expand your business with a food truck and catering trailer? You can choose between self-financing, a loan, or operational leasing. Together, we’ll find a model that supports your business growth.
1. Self-financing
What does it mean? Self-financing means you purchase the food truck and catering trailer with your own funds, without needing a loan or lease.
Payment terms
- 60 % of the price upon signing the contract
- 40% of the price before delivery
Benefits
- No interest and no liabilities
- food truck and catering trailer immediately belongs to you
- You have no restrictions on the use of the trailer
Disadvantages
- Requires sufficient capital
- It can limit your liquidity and business development
Example
30 000 € = 18 000 € at signing + 12 000 € before delivery
2. Business loan (Tatra banka)
What does it mean? If you don’t have enough cash for self-financing, you can use a business loan from Tatra banka. This loan allows you to spread the costs of purchasing a food truck and catering trailer into long-term installments.
Parameters
Loan amount: 5 000 – 50 000 € (also without collateral)
Repayment period: 12 – 72 months
Interest rate: individual (indicatively from 6,5 – 9 % p.a.)
Drawdown: after approval of the loan can be used directly for the payment of the advance and the supplementary payment
Benefits
- Option to finance the entire purchase of a food truck and catering trailer
- Flexibility in repayment (especially with overdrafts)
- Early repayment option without penalty
- the food truck and catering trailer is yours immediately upon purchase
Disadvantages
- Interest costs increase the total cost of the investment
- Required to provide proof of statements and creditworthiness
Example
(€ 30 000 for 60 months, 7% p.a.)
Monthly instalment:
590,32 €
Both the first and the second payment go directly from the loan
3. Operational Leasing
What does it mean? An operating lease means that you rent the trailer for a specific period of time and do not pay the full amount upfront. At the end of the leasing period, you can choose one of three termination options.
Parameters
Minimum financing amount: from 500 € excluding VAT
Lease length: 15 – 60 months
Deposit: 0%
Approval: within a few hours
Benefits
- Does not burden cash flow - advance payment is refundable
- Fixed instalments simplify planning
- Repayments are a tax deductible expense
Disadvantages
- Interest costs increase the total cost of the investment
- Required to provide proof of statements and creditworthiness
Choose your funding according to who you are
- Buying a trailer for the residual price
- Lease extension
- Trailer return (not recommended)
Example
(€ 30 000 for 60 months, 7% p.a.)
Rental price: 618,00 €/month
The client pays a 60% deposit → after lease approval, the deposit is returned and the full amount is paid out
Comparison of solutions
Typ financovania | Záloha pri podpise | Zvyšok pred dodaním | Mesačná splátka / Cena prenájmu (30k / 5r) | Zvyšok pred dodaním |
Samofinancovanie | 60 % (platí klient) | 40 % (platí klient) | – | Ihneď po úhrade |
Úver (TB) | 60 % (z úveru, nie z vlastných) | 40 % (z úveru, nie z vlastných) | cca 590 € | Po splatení úveru |
Leasing | 60 % (vratná záloha, hradí klient) | vypláca 100 % sumy | cca 618 € | Po skončení leasingu |
Simulation of monthly instalments
rental prices (60 months)
Suma financovania | Úver (Tatra banka, 7 %) | Leasing |
25 000 € | 495,03 € | 515,00 € |
30 000 € | 590,32 € | 618,00 € |
35 000 € | 693,04 € | 721,00 € |
40 000 € | 787,09 € | 824,00 € |
45 000 € | 885,47 € | 927,00 € |
Enhanced comparison of financing types
Parameter | Samofinancovanie | Podnikateľský úver (TB) | Operatívny lízing |
Vlastníctvo | Ihneď vaše | Vaše po splatení | Ich počas leasingu |
Počiatočné náklady | Vysoké | Nízke (z úveru) | Nízke (vratná záloha) |
Mesačné náklady | Žiadne | Fixné splátky | Fixné splátky |
Dĺžka splácania | – | 12 – 72 mesiacov | 15 – 60 mesiacov |
Úrokové náklady | Nie | Áno | Áno |
Možnosť predčasného splatenia | Nie potrebné | Áno | Nie vždy možné |
Daňové výhody | Nie | Úroky sú daňovo uznateľné | Splátky sú daňovo uznateľné |
For natural persons
Want to buy your own food truck and catering trailer? For individuals, options like self-financing, loans, or operational leasing are available. Choose a solution according to your budget and plans – we’ll be happy to help you with that.
1. Self-financing
What does this mean? Self-financing means you purchase the food truck and catering trailer with your own funds (Same conditions as for companies – 60% upon signing, 40% before delivery)
without needing a loan or lease.
2. “Instalment” loan (Tatra banka)
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Parameters
From €500 to €30,000
Fixed rate from 6.49%
Maturity up to 96 months
Early repayment option
Benefits
- Easy online approval
- Fixed monthly instalments
Disadvantages
- Higher total cost compared to self-financing
More about the loan
Get an individual proposal and quotation within 48 hours
Stand out from the competition! We will create a food truck and catering trailer for you with an original design and functions precisely tailored to your gastronomic dream.
